If you need 200 dollars to handle an emergency, we may be able to help. Take a minute and get an offer for the money that you need. Let’s get started.
Handling An Emergency
It’s a funny thing about emergencies, they can usually be solved with money. If you find yourself in need of 200 dollars to handle your emergency, we can help. We are not lenders however. Instead of lending, we help by giving you access to a much larger group of lenders. In an emergency, this can mean easier approval. Ready to get started? Here is how it will work.
Get Your Quote
First, you have to fill out your quote form to get an offer for a 200 dollar emergency loan. Nobody likes filling out forms, but do not worry. It is short and sweet and most people can complete it in a few minutes. It will require your contact information, information on your income and the number for the bank where you want money sent.
Once you complete the form, submit it and get your decision. If approved for an emergency loan, one lender will make you a 200 dollar offer. You will then need to follow a link to their website where you can review the offer and make your decision.
Do not let your emergency fog your judgement. Review the offer thoroughly so that you can make a good decision on the money that you desperately need.
Making Your Loan Decision
Even in an emergency , you can probably afford a few minutes to review your offer. Not all loans are worth taking, no matter what your emergency. So, ask yourself a few questions.
Is the loan cost worth it?
Take a look at the total cost of the loan and compare it to the cost of not having the money in the first place. Look at things like late fees and compare them to the 200 dollar emergency loan charges. Sometime the loan is a better option and sometimes it might be better to just take late fees.
Do you have a better source of money?
Online loans are quick and easy but they come with a cost. Check out your free options like borrowing from a relative or selling some property. Thing go pretty quick on websites like Craigslist, so this is always an option.
Is it really an emergency?
Sometimes our emotions can get the better of us. Is this really an emergency or can you do without the money. Take a step back and make sure that you really need a 200 dollar emergency loan.
Paying Off Your 200 Dollar Loan
The emergency is over and things are calming down. So, now it is time to start thinking about making that loan payment or payments if it was an installment loan.
Plug the money into your budget and see how things look. If you have plenty of money left over, great. if not, you need to make a few changes. Let’s find the money you need.
Cut Back On Monthly Bills
This is by far the easiest way to get the money that you need to pay back your loan. Even the tightest budget will have room for improvement.
One place to look is your cable or satellite bill. If you are still paying for subscription television, now is the time to make the switch to a much cheaper streaming service.
Next, take a look at your food budget. Start taking that lunch to work and cut out unnecessary meals at restaurants. Also, switch to lower cost staple foods like rice and potatoes. They can be served in hundreds of ways and cost just pennies a serving.
Finally, take a close look at all your other bills from car insurance to gm memberships. Look for cheaper providers and cut out anything not absolutely needed.
Add To Your Monthly Income
Everyone wants more money, but few people do anything about it until they are pushed. Well, your $200 emergency loan is here to push you.
There are a lot of ways to add extra money such as taking on a shift at a local retail store, driving for Lyft or just delivering pizza for the local chain. This is work that is easy to get with a variety of shifts to fit any schedule.