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Need An Installment Loan?

Need a 200 dollar installment loan? We may be able to help you although there may not be many installments. Low dollar loans are usually structured with only one or two payments, so be prepared. Still, it is free to get an offer, so let’s get started.

Cash from a 200 dollar installment loan.

Installment Loans For An Emergency

An installment loan may be an option for you if you need cash desperately. Even with bad credit you may be able to qualify.

The good thing about installment loans is that you can stretch the payment out over a longer time period. This can give you more time to catch up. This is usually the case with larger loans however. With a 200 dollar installment loan, you might only have one payment. The amount borrowed is just too small and you are likely to end up with a cash advance for $200.

Getting Your Loan Offer

So now how do you get your loan offer. We make it easy by getting you access to one of the largest groups of lenders online. We ourselves are not a lender but instead give you access to the larger group. More lenders often leads to increased odds of getting a yes from one of them.

To get started, simply select ow much you want to borrow and enter some information about yourself and your income. Then, enter the bank where you want money sent and submit your quote.

Should you be approved, one of the lenders in the group will make you an offer. You can then go to their website where you can review the terms of the loan. Like it and you can usually accept it online. Don’t like it and you can just walk away.

If you decide to accept, you can have money in your account as soon as the next day, but do not decide to quickly. Think long and hard about this decision.

Saying Yes Or Not

If you were offered a 200 dollar installment loan, now you have to make a decision. Should you accept it or turn it down. Just because you need to get 200 dollars does not mean that you should make your situation worse by accepting a bad loan. So, before you commit, here are some things to ponder.

Is The Total Cost Too High?

Compare the total cost of the loan to how much you are borrowing. Is the cost too high? That is something that everyone has to decide for themselves because everyone’s answer will be different.

Is the money really necessary?

Sometimes we let our emotions get the better of us and cloud our good judgement. Do you really need the money to live or could you do without it? If the installment loan is for bad credit, the costs are likely high, so they should only be used for an emergency.

Do you have a better money source?

Finally, do you have a better way to get the $200? Maybe you can pawn something, sell something outright or borrow from a friend or family member. Anything that you can do to save money on interest would help you get back on track.

Paying For Your Installment Loan

Once everything is over and you have handled your emergency, you need to look into paying back your loan. If you only borrowed $200, you are likely looking at one lump sum payment which could make things tight for you. Here are some ways that you can make life easier on yourself.

Get A Deferral

If you have an auto loan, ask for a deferral. Most lenders will grant these easily as long as you are in good standing. What a deferral does is essentially move a payment to the end of your loan. You will still eventually have to pay it, but it will give you some breathing room for now.

Get A Part Time Job

Picking up a part time job at a local Target or Walmart could easily net you 100 dollars a week or more. That could allow you to pay for your 200 dollar loan in no time flat. Then, you can keep the job and start building an emergency savings.

Sell Something

We all have junk sitting in the garage or the closet. Well, someone is probably looking for just what you have. Sell it on Craigslist, eBay or Facebook Marketplace and get the money you need to pay back your loan.


Even if you can not get the money you need in one place, do some hustling. This could mean donating some plasma, recycling some scrap metal or even selling some old books to the used book store. The point is that you should take action to make paying off that loan that much easier.

Disclaimer:The operator of is not a lender, does not make credit decisions and does not offer lending services. The operator of this website is not a representative or agent of any lender or lending service. The operators of do not endorse or recommend any lending service or lender.