Need a 300 dollar loan and need it fast? We may be able to help. Don’t let bad credit stand in your way, get your offer right now.
Getting $300 With Bad Credit
If you are looking for 300 dollars and have bad credit, you probably already know that you are facing an uphill battle. Lucky for you, we can help, not because we are lenders but because we can get you access to a vast network of online lenders. We do not make loans and do not make credit decisions but giving you access to a larger group of lenders increases your answers of getting a YES from one of them. If you have need money desperately, this is just what you need.
Get Your Fast Offer
If you have a few minutes of free time, you can get a quote for the 300 dollar bad credit loan that you need. Here is what you need to do.
First, you need to enter your information into the loan form at the top of the page. It only calls for some pretty basic info like your name, source of income and address. You will also need to enter your bank routing and account number. If you are approved and accept a loan, this is where your lender will send the money.
After you complete the form, submit it and get an answer. If approved, one lender will make you an offer. In most cases, you will then be transported to their individual website to review the terms of the loan. Take the time to review the terms thoroughly and understand exactly what yo are agreeing to.
If, after thoroughly reviewing the terms, you like the offer, you can accept it and get money in your bank account as soon as the next business day. Easy and fast, even with bad credit.
Make A Smart Choice
If you receive an offer for a 300 dollar bad credit loan, it is not a done deal. You need to review the offer and make sure that it is a good deal for you . A bad credit loan will likely have some harsh terms, so make sure that it is worth it and that you can afford to pay the money back. Also, be sure to look at your other options. Below are some things to consider.
- Ask A Friend
That is what friends are for after all, so why not just ask. Yes, you must be careful when borrowing from friends and family, but if you take the loan seriously, you should be able to pull it off without too much of an issue.
- Sell Some Stuff
Most of us have some extra stuff laying around that we do not need. Do you have one item worth the $300 you need, probably not. You likely have several things that you can sell though that, altogether, will add up to the money you need.
- Ask Your Work
Many companies, especially the smaller ones will allow their employees to borrow money. This would be wonderful because it would be a free loan without all of those bad credit fees and interest.
- Time To Hustle
A little bit of money here and a little there and you could have your $300. Give some blood, sell some old books and maybe even do a little day labor. It doesn’t matter how you get your money, as long as you get it.
Getting Your Credit In Order
Once you handle your present situation that required an emergency $300 loan, it is time to start thinking bout getting that bad credit so you can avoid this situation in the future. Luckily, it is not as hard as you think.
First, you need to start paying bills on time. That is the biggest part of your credit score, on time bill pay. It makes up 35 percent of your score, so do whatever you can to get those payments in on time.
Next, you need to lower your credit card debt. Your credit utilization makes up 30 percent of your credit score. Get those balances down to below 30 percent of your credit limit to get into the good category here.
Finally, be patient but persistent. It can take time to get your credit straight, but you can start seeing results in as little as 3 to 6 months.